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Health & Wellness

Health & Wellness
Health & Wellness


I have launched a series of blog posts called Featured Mommypreneurs in collaboration with mommypreneurs (i.e. mommies entrepreneurs). Let me know if you're interested to join me to feature your products / services. :)



Recession? Make your own judgment

These are suggestions I heard concerning "How to Face the Upcoming Imminent Recession":

1. Don't take loans, buy houses or properties with loan and/or cash. Keep as much cash as possible.

2. Pay off personal/private loans as much and as soon as possible. Debt collection will be hastened.

3. Sell off stocks, even at lower prices.

4. Take money off from trust funds.

5. Don't believe in huge forecast from customers. Be extremely prudent and reduce liabilities.

6. Don't invest in new capitals.

7. If you are selling houses/properties/cars, do it now while you still can get good prices.

8. Don't invest in new business proposals.

9. Cancel holiday plans using credit cards.

10. Don't change jobs, as companies will retrench based on the "last in, first out" principle.


Here's something else I got from Cleo, November 2008 issue, along the same line of thought. I believe in "preventing is better than curing".

Five ways to trim the fat:

1. Beware of small buys. A morning coffee & chocolate fix might only be RM7 a day but five days a week for a year adds up to a whopping RM1,820.

2. Make a list of all your credit cards and loans from highest rate to lowest. Pay off the highest first, then the minimum balance on the rest.

3. Avoid impulse shopping at all costs. Have a think about whether you really need the item before buying. If you do, shop around for the best price.

4. Become your own gourmet chef. Instead of splurging on a fancy pizza, whip up one yourself. Home-cooked meals can be a lot cheaper and healthier too.

5. Save on entertainment. Keep an eye out for free concerts in the city, take a tour at your local art gallery or have a picnic by the local lake with your best mates.

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